apayPayments in Hong Kong · HKD
Accept payments in Hong Kong
Cards, Apple Pay, Google Pay, FPS, AlipayHK and WeChat Pay HK for Hong Kong businesses, settled in HKD or USD.
Payment methods your customers use
One checkout shows the right methods for Hong Kong. Add or remove methods per processor in the dashboard; nothing changes in your code.
| Method | Type | In the checkout |
|---|---|---|
| Visa, Mastercard, Amex, JCB, UnionPay | card | Card form with 3-D Secure 2 |
| Apple Pay | wallet | Very high usage in Hong Kong; button in Safari and apps |
| Google Pay | wallet | Chrome and Android |
| FPS | real-time transfer | QR code, confirmed by webhook |
| AlipayHK, WeChat Pay HK | e-wallet | Redirect or QR through supporting processors |
| PayMe | e-wallet | Through processors that support it |
Processors and partners
Routed by apay for Hong Kong:
StripeAdyenCheckout.comAirwallexCybersource
Hong Kong virtual banks with banking-as-a-service APIs are in discussion for HKD and USD collection accounts and FPS.
What to know
- Currencies HKD and USD, amounts in cents.
- 3-D Secure is widely used; frictionless flows keep conversion high.
- Settlement typically T+2 through the processor.
- No sales tax on digital payments in Hong Kong.
Questions
Is FPS supported?
Yes, through processors and, later, partner banks. The checkout shows an FPS QR code and apay confirms by webhook.
Can I settle in USD?
Yes, where the processor or partner bank supports USD settlement for Hong Kong entities.
Do I need a Hong Kong company?
Processors generally require a local entity or a supported cross-border setup. apay helps you pick the right one.
Sandbox is free and live now. Test cards succeed, decline and trigger 3-D Secure like production, and every event reaches your webhook. Start the quickstart or talk to us about Hong Kong.