apayPay as you grow
Sandbox is free. Live pricing depends on the processor or partner bank behind your account and your market. The numbers below are indicative platform pricing for pilot customers and are confirmed in your proposal.
Unlimited test payments, dashboard, webhooks and SDK. No card required.
- Sandbox processors and test cards
- Dashboard and API keys
- Signed webhooks
- Hosted checkout SDK
Indicative blended rate for cards, Apple Pay and Google Pay. Local payment methods and bank transfers from 0.8%. Processor interchange and scheme fees are passed through at cost where the partner bank prices that way.
- All payment methods available in your market
- Smart routing and retries
- 3-D Secure and fraud rules
- Email support, 1 business day
For marketplaces, wallets and banks: virtual accounts, payouts, issuing, dedicated processor contracts and an SLA.
- Volume pricing and direct bank contracts
- Payouts and virtual accounts
- Cards-as-a-service via partner issuers
- Named support and 99.9% SLA
What is included
| Item | Sandbox | Pilot | Platform |
|---|---|---|---|
| Card payments (Visa, Mastercard, Amex, JCB, UnionPay) | Test processors | ✓ | ✓ |
| Apple Pay and Google Pay | With your test processor | ✓ | ✓ |
| Local methods (PayNow, FPS, GCash, GrabPay, UPI, bank transfer) | Simulated | Per market | Per market |
| Refunds, disputes, manual capture | ✓ | ✓ | ✓ |
| Card vault and network tokens | Mock vault | ✓ | ✓ |
| Payouts and virtual accounts | — | Add-on | ✓ |
| Chargeback fee | — | US$ 15 per dispute | Custom |
| Settlement | — | T+2 to T+3 depending on partner | Custom |
Prices exclude VAT/GST. Live processing is subject to onboarding with the partner processor or bank for your market and their KYC/AML requirements.